How much to Insure?

In a move that should surprise few, auto insurance website insure.com has  released a list of the most and least expensive cars to insure, a list that has  a 10-cylinder super convertible at the top and a four-cylinder minivan at the  bottom.

Insure.com released a list of the 20 most and least expensive cars to insure,  and we’ll admit something: there aren’t many surprises on them.

For the most part, the least expensive autos to insure were minivans, pickup  trucks, or compact utility  vehicles: cars like the Honda Odyssey ($1146/year), Toyota Sienna ($1111/year), Ford  Escape ($1137/year) and Chevrolet Silverado ($1143/year) topped the list.  Worth mentioning is that the adage that “there’s no replacement for  displacement” is true, in reverse: in the case of the Sienna, where  four-cylinder and V-6 models are available, the four-cylinder models were less  expensive to insure. Same for the trucks: while the Silverado V-6 model was one  of the 20 least expensive autos, the V-8 models were not.

On the other hand, the most expensive vehicles to insure were a crop of  usual, high  performance  suspects, many with three-digit names: AMG, GT-R, 911, XKR, BMW. Topping the  list was the iconic Audi  R8 Spyder, which will no doubt hit owners with a 5.2-liter V-10 punch and an  average of $3384 in yearly premiums.

On this list, displacement wasn’t always a factor in making cars more or less  expensive to insure: a Porsche 911 Turbo Cabriolet is more expensive to insure  ($2674/year) than a Mercedes-Benz CL65 AMG Coupe ($2669/year), despite having  half the cylinders. The BMW 750 was hit especially hard: all four of the car’s  four variants were on the list. The 750i was 20^th, at $2430/year; the  750i xDrive cost $2446, putting it at 19^th; the ActiveHybrid 750Li  clocked in at $2641/year; and the ActiveHybrid 750i, without the long wheelbase,  was $2701/year.

Is there a takeaway from this list? Why, of course. If you’re interested in  saving quite a lot of money and you’re in the market for a Nissan, put away the  plans to buy a GT-R ($2457/year) and buy the Frontier ($1162/year) instead.  Granted, if you can afford one of the 20 most expensive cars to insure, we’d  assume you have the insurance money handy, so drive safely.

Source: Insure.com

Least Expensive Cars:

Rank	Vehicle	Cyl.	Nat’l annual avg. rate
1	Toyota Sienna LE	4	$1,111
2	Toyota Sienna	4	$1,114
3	Jeep Patriot Sport	4	$1,116
4	Jeep Compass Sport	4	$1,118
5	GMC Sierra K1500 Regular Cab	6	$1,121
6	Chevrolet Silverado 1500 Regular Cab	6	$1,125
7	Dodge Grand Caravan SXT	6	$1,129
8	Ford  Escape XLS	4	$1,137
9	Toyota Sienna	6	$1,139
10	Chevrolet Silverado 1500 Extended Cab	6	$1,143
11	Dodge Journey SXT	6	$1,143
12	Honda Odyssey LX	6	$1,146
13	Kia Sportage	4	$1,151
14	Hyundai Santa Fe GLS	4	$1,152
15	Jeep Wrangler Unlimited Sport	6	$1,154
16	Nissan Frontier S King Cab	4	$1,162
17	Nissan Frontier SV King Cab	4	$1,163
18	Hyundai Tucson GL	4	$1,166
19	Ford Escape XLT	4	$1,167
20	GMC Canyon	4	$1,167

Most Expensive Cars:

Rank	Vehicle	Cyl.	Nat’l annual avg. rate
1	Audi R8 Spyder Quattro Convertible	10	$3,384
2	Mercedes CL600 Coupe	12	$3,307
3	Mercedes S600	12	$2,948
4	Audi R8 4.2 Quattro Coupe	8	$2,903
5	Porsche Panamera Turbo	8	$2,738
6	BMW 750i Hybrid	8	$2,701
7	Porsche 911 Turbo Convertible	6	$2,674
8	Porsche 911 Turbo S Convertible	6	$2,674
9	Mercedes CL65 AMG Coupe	12	$2,669
10	BMW 750Li Hybrid	8	$2,641
11	Mercedes SL63 AMG Convertible	8	$2,615
12	Mercedes CL63 AMG Coupe	8	$2,613
13	Jaguar XKR Supercharged Convertible	8	$2,585
14	Mercedes S63 AMG	8	$2,542
15	Mercedes C63 AMG Coupe	8	$2,532
16	Audi A8 L Quattro	12	$2,513
17	Mercedes SL550 Convertible	8	$2,458
18	Nissan GT-R Coupe Turbo	6	$2,457
19	BMW 750XI	8	$2,446
20	BMW 750i	8	$2,430